To help accountants and other financial professionals make sound, informed decisions regarding investment and tax planning, asset allocation, portfolio rebalancing, risk management, education funding and retirement planning.

• Understanding the client’s personal and financial circumstances
• Financial bucket lists
• Factors for planning
• Budgeting
• Risk tolerance
• Investments
• Stocks and bonds
• Building your profile
• Insurance
• Retirement planning
• Estate planning
• Social Security
• Case studies of real-life scenarios
  – Rainy day/protection bucket
  – Specific Purchase Bucket
  – Education goals
  – Retirement bucket
  – Estate funding bucket

To help accountants and other financial professionals make sound, informed decisions regarding investment and tax planning, asset allocation, portfolio rebalancing, risk management, education funding and retirement planning.

DETAILED LEARNING OBJECTIVES

• Identify the financial planning process

• Recognize the characteristics of a financial plan

• Recognize the parameters in which a CFP must function

• Recognize potential conflicts of interest in the financial planning area

• Identify the basis from which financial plans are developed

• Identify the role of a budget in financial planning

• Identify the role of risk in the various stages of an individual’s investment life 

• Recognize the negative aspects of being risk adverse in the context of investing

• Recognize rules of thumb regarding risk tolerance and investing over time

• Identify the primary factors for financial planning 

• Recognize the financial planning community’s rule of thumb regarding emergency savings

• Identify certain characteristics of the cost of college

• Identify the role of income tax planning in financial planning

• Recognize the role of debt as it pertains to college graduates

• Recognize the characteristics of college 529 plans

• Identify the role of UGMA/UTMA accounts in education planning

• Recognize the significance of fees in investment returns

• Recognize the relationship between bonds and prevailing interest rates

• Recognize the characteristics of investment “packaged products” 

• Identify investment products’ relative liquidity

• Identify the characteristics of annuities

• Identify the advantages and disadvantages of annuities

• Recognize the types of fees often associated with annuities

• Identify the role of life insurance in financial planning

• Identify life insurance products offering the best value for premium dollars

• Identify those individuals most likely to benefit from investing in a life insurance policy

• Recognize the relative likelihood of the need for disability insurance

• Recognize the characteristics of long term care insurance policies

• Identify those circumstances indicating the need for long term care insurance

• Understanding the client’s personal and financial circumstances
• Financial bucket lists
• Factors for planning
• Budgeting
• Risk tolerance
• Investments
• Stocks and bonds
• Building your profile
• Insurance
• Retirement planning
• Estate planning
• Social Security
• Case studies of real-life scenarios
  – Rainy day/protection bucket
  – Specific Purchase Bucket
  – Education goals
  – Retirement bucket
  – Estate funding bucket

To help accountants and other financial professionals make sound, informed decisions regarding investment and tax planning, asset allocation, portfolio rebalancing, risk management, education funding and retirement planning.

• Understanding the client’s personal and financial circumstances
• Financial bucket lists
• Factors for planning
• Budgeting
• Risk tolerance
• Investments
• Stocks and bonds
• Building your profile
• Insurance
• Retirement planning
• Estate planning
• Social Security
• Case studies of real-life scenarios
  – Rainy day/protection bucket
  – Specific Purchase Bucket
  – Education goals
  – Retirement bucket
  – Estate funding bucket